7250 Wheeler Ct Lithonia, GA 30058
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About this home
Welcome to this beautiful 6-bedroom, 3.5-bath home with a finished/waterproof basement, and BRAND NEW roof, perfectly situated center-stage in a cul-de-sac surrounded by a quiet subdivision with a swimming pool for residents only. This spacious home offers a thoughtfully designed layout. Main Level: Features a half bath, separate dining room, and a flex space/office—ideal for working from home or additional living space. Upstairs: Includes 4 bedrooms and 2 full bathrooms. One of those bedrooms being generously spacious with vaulted ceilings and built in shelving. Finished Basement: Adds 2 additional bedrooms, 1 full bath, in addition to a dining area and additional space that can easily be converted to a kitchen or extra bedroom–all climate-controlled by a separate HVAC system. The separate entrance offers privacy making it perfect for extended guests. The Owner’s Suite is a true haven with a tray ceiling, plenty of natural light, your home security hub, granite countertops, a separate tub large enough for two, dual vanity, and a walk-in closet. The kitchen is a chef’s delight with granite countertops, painted cabinets, pantry, and stainless-steel appliances, including a refrigerator, dishwasher, gas stove and microwave. Resting on beautiful hardwood floors flow throughout the entire house. Step outside to a private backyard, spacious enough to play or host, and nearly completely screened by trees. Additional highlights include: A Vivint security system comprised of smart cameras surveying all natural entrances, sensors on every exterior door, motion detection, smoke/CO2 detection, glass-break detection, and an easy-to-use smart hub located in the Owner’s Suite. A large deck overlooking your entire backyard. Plenty of attic storage space. Months-old new roof, waterproofed basement, well-maintained throughout. This home is spacious, stylish, and move-in ready—schedule your showing today!
Source: FMLS #7646890
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.