7252 Windham Harbour Ave Orlando, FL 32829
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About this home
Live the Florida lifestyle you’ve been dreaming of at this Vista Lakes community home! This move-in-ready, smart home features 4 bedrooms, 2 bathrooms, in a split floorplan, to provide you modern comfort and ease. You will be greeted with 10’ vaulted ceilings, abundant natural light, and a sophisticated kitchen with granite countertops, 42” cabinets, a center island and stainless-steel appliances,. The open floor plan sets the stage for seamless entertaining. Retreat to your tranquil primary suite with dual vanities, a spa-inspired soaker tub and roomy shower, to relax after a long day. You will also benefit from the custom closet system, providing ample space and ultimate organization for your wardrobe. Step outside onto your outdoor covered lanai and fenced yard, to enjoy peace and privacy. With a nearly new roof (Nov. 2021) fresh paint, added gutters (2021), and new fence (2021), this home is ready for you as its new owner. The garage also has wood hurricane shutters, for added protection. Enjoy the added benefit of your access to the resort-like community residence club, including a premier fitness center, incredible pools with a fantastic water slide, playgrounds, and tennis courts. With home being conveniently located by SR-417, SR-528, Orlando International Airport, 5 miles from Lake Nona, many restaurants and nearby shopping, in addition to ready-access to Orlando’s hotspots, life couldn’t be smoother. Don’t miss your opportunity to own this move-in-ready gem in one of Orlando’s premier neighborhoods, book your showing today!
Source: STELLAR #G5099463
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.