7274 Demeter Dr Atlanta, GA 30349
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About this home
Welcome Home! Built in 2020, this stunning home offers the perfect blend of modern luxury and comfort, truly better than new. Designed for entertaining, it features multi-generational living spaces, completed terrace level with a full kitchen and outdoor kitchen with exceptional upgrades throughout. The main level boasts an open floor plan with a two story foyer, family room, beautiful dining room and eat-in kitchen that includes an island and pantry, plus a spacious guest bedroom and full bath, perfect for visitors. Upstairs, you’ll find an oversized owner’s suite with a spacious private bath with double sinks, separate tub and shower, also two additional bedrooms and with full bath, and a media room ideal for movie nights or family gatherings. The terrace level is an entertainer’s paradise, complete with a full chef’s kitchen, a custom bar, a large living area, and two additional bedrooms and full bath with separate tub and shower, offering plenty of space for guests or in-laws. Step outside to your backyard oasis, a true entertainer’s dream! The outdoor kitchen is fully equipped with two charcoal grills, two gas grills, a Blackstone griddle, and a cooktop, offering everything you need for unforgettable gatherings. Enjoy multiple patio seating areas and a relaxing whirlpool surrounded by a beautifully designed outdoor space with a garden to show off your green thumb. This home has it all — luxury, space, and an outdoor setup that’s second to none. Don’t miss your chance to make it yours!
Source: FMLS #7671063
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.