7280 Oakley Ct Unit # 67 Union City, GA 30291
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About this home
Fresh, clean, and new - with nothing to do! This beautifully RENOVATED and MOVE-IN ready Townhome is waiting for the lucky owner. All the appliances are BRAND NEW. Visitors will feel welcomed upon entering your private front porch. Built in 2003, this traditional 3 bedroom, 2.5 bath, partial brick home offers security and peace, perfectly nestled in the culdesac. Pull into your attached garage and your right at home! You'll love the open concept layout with the fireplace to perfectly situated in the living room. The stunning new fixtures and finishes are guaranteed to impress. The best thing about this home is its location. You'll love the convenience of being able to quickly hop on I-85. Running errands and grabbing a bite to eat is easy too with Walmart only 4 mins away, 3 mins to the Dennard Library, 4 mins to the US Post Office, 3 mins to The Historic Green Manor Restaurant, and 14 mins to Hartsfield Jackson Airport. And other places are just as close: Amazon, Kraft Foods, Atlanta Metro Studios, and World Changers Church International. This peaceful community, Oakley Commons, is a hidden gem in the bustling Union City area. Enjoy the evenings walking on the sidewalks with the street lights on to guide you. This home is the perfect retreat to make your own.
Source: GAMLS #10621225
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.