7283 Procopio Cir Columbia, MD 21046
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About this home
Welcome home to 7283 Procopio Circle — a beautifully updated end-unit townhouse located in the heart of Columbia’s desirable Oak View Village. This 3-bedroom, 1 full and 2 half bath home offers over 1,700 square feet of finished living space across three well-designed levels, making it a perfect fit for both homeowners and investors seeking comfort, flexibility, and value. The main level features an inviting eat-in kitchen with granite countertops and stainless-steel appliances, seamlessly connected to an open-concept living and dining area. A cozy wood-burning fireplace adds warmth and character, while sliding glass doors lead to a fully fenced backyard with a deck and storage shed—ideal for outdoor gatherings, gardening, or simply relaxing in your own private space. Upstairs, you'll find three generous bedrooms and a full bathroom. The finished lower level adds even more functional living space with a large rec room, second wood-burning fireplace, updated half bath, and dedicated laundry area—perfect for a home office, guest suite, or playroom. This home also features central A/C, assigned parking, and low HOA fees. Located within the Howard County Public School System and close to shopping, dining, parks, and major commuter routes including I-95, Route 32, and US-29. Whether you're searching for your next home or a strong long-term investment, 7283 Procopio Circle delivers the lifestyle and potential you've been looking for. Schedule your private tour today! The property is being sold STRICTLY IN AS IS Condition.
Source: BRIGHT #MDHW2058924
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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