73 Canterbury Dr Grantville, GA 30220
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About this home
Amazing Ranch opportunity! Start this new chapter in your life with a home that will meet all your needs! Newly updated and nestled in a neighborhood with NO HOA, this private, fully fenced home will impress compared to everything else! Newer ROOF, Hot water heater, Paint, Floors, Bathrooms, HUGE BARN, EV Charging, Windows (w/ Lifetime Warranty), and even a pig roaster, all mean 1 thing: you can finally focus on Living and Enjoying life!!! Fire up the oversized covered smoker pit for legendary pig roasts, spread out on the expansive patio with friends, or dive into projects and hobbies in the huge barn/workshop. The fully fenced, level backyard is your personal retreat, ready for morning coffee or evening gatherings. Even better? The garage is future-ready with an EV charging hookup already in place. Save money by Charging your car for next to nothing!!! This home is the perfect mix of functionality, fun, and future-forward upgrades. Affordable, inviting, and full of character-it's not just a house, it's a lifestyle waiting for you in Grantville. This house is even eligible for USDA 100% financing which may mean 0% down!!! If you've been searching for a home that's more than just four walls-this 3 bed, 2 bath ranch delivers the lifestyle you've been dreaming of. Perfectly sized for easy living and priced right, it's a wonderful starter home or the ideal downsize for anyone who loves the simplicity of step-less living. Call listing agent for full details.
Source: GAMLS #10636039
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.