73 Dune Dr Santa Rosa Beach, FL 32459
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About this home
Located on the highly desirable west end of 30A, this property presents a rare opportunity for investors or buyers looking to create value in one of the area's most sought after beach communities. Set on approximately a quarter-acre lot, the home features a newly constructed 1,687 sq ft wing adding a living space, owner's suite and 3 full baths, offering a solid foundation for future plans. Four beach accesses surround the home, including the Dune Allen Regional Beach Access just at the end of the street. Outdoor enthusiasts will also appreciate being so close to Topsail Preserve State Park, where 3.2 miles of pristine, secluded beach, coastal dune lakes and nature trails awaits. This is the best beach area that our Emerald Coast offers as feels like you have it all to yourself. The lifestyle here is enhanced by an array of nearby dining and entertainment options. Enjoy breathtaking waterfront views at the Vue on 30A, savor fresh local flavors at Stinky's Fish Camp, Shunk Gully, or explore the shopping and dining at Gulf Place, all right around the corner from the home. This property is ideally situated for both lifestyle and rental potential. The original structure, a 2-bedroom, 2-bath home, was built in 1974 and is positioned behind the new wing and has undergone some updates but leaves ample room for vision. Whether you're looking to remodel, rebuild, or reimagine, this property offers a prime location and the flexibility to create a truly custom retreat along 30A. Don't miss the chance to make your mark with this unique investment opportunity. Schedule your showing today and explore the countless possibilities this distinctive home has to offer!
Source: EMERALDCOAST #986344
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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