730 Kenney Dr Copperas Cove, TX 76522
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About this home
Country roads take me home to this well kept custom built home (John Hitt) in Sun Set Estates (no H.O.A, no city taxes). This two story home has an inviting large front porch, which would have plenty of space for outdoor furniture and decorations. The front door glass panels allow for the natural light to ray into the wide foyer (with a coat closet). The impressive crown moldings start in the foyer and continue throughout the first floor. The floor plan allows the easy flow from the kitchen (granite countertop, breakfast bar, stainless steel appliances, range {never used} into the living room and formal dining room (Tudor French doors). There are two pantries which allow for more storage. An impressive, coffered ceiling with its crown moldings is displayed in the primary bedroom (1st floor) with a full bath (jetted tub, shower, double vanity and walk-in closet. Adjacent is a second bedroom. Another full bath is located on the first floor (near the laundry room). As you step up onto the second floor you will be greeted by a large panoramic window. An inbuilt bookshelf is right off the stairway. The two large bedrooms share a Jack and Jill bathroom with each side having its own built-in cabinet and sink. Enjoy the large screened-in back porch. Store your lawn equipment in the portable storage building. The side entry garage allows for 2 vehicles and an additional parking pad is extended from the paved driveway.
Source: CENTRALTEXAS #593699
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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