7300 Rocky Ford Rd Fort Worth, TX 76179
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About this home
**VA ASSUMABLE LOAN (3%) FOR QUALIFIED BUYERS ** Welcome to this stunning single-story home in the highly sought-after Eagle Ranch Community. Featuring 4 spacious bedrooms and 2 full baths across 2,243 square feet, this beautifully maintained property is truly move-in ready. The open floor plan offers both comfort and versatility, with split bedrooms and a flexible 4th bedroom that can serve as a game room, media room, study, or second living area. The inviting family room features a decorative gas fireplace and flows effortlessly into the open-concept kitchen, which boasts custom cabinets, granite countertops, a center island overlooking the living area, stainless-steel appliances, and a gas cooktop. The primary suite is private retreat with an easy access to the pool and spa-inspired ensuite bath that includes dual vanities, a makeup station, a garden tub, a separate tiled shower, and a spacious walk-in closet. Additional highlights include cherry hardwood floors, arched doorways, a tankless water heater, Solar panels, water filtration system and more (see the attached improvement list). Step outside to your own backyard oasis—complete with a sparkling in-ground heated Gunite pool with water features, a covered patio, and a privacy fence perfect for entertaining or relaxing on summer evenings. Eagle Ranch residents enjoy access to community parks, jogging trails, a playground, and top-rated Eagle Mountain–Saginaw ISD schools. Don’t miss your chance to own this exceptional home where thoughtful updates, functionality, and resort-style outdoor living come together perfectly. SELLER WILL PAY OFF LOAN ON SOLAR PANELS AT CLOSING.
Source: NTREIS #21082987
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.