732 Rudd Ave Canon City, CO 81212
Your savings
About this home
There’s a certain magic in a home that carries the whispers of a bygone era—where polished wood and tall ceilings echo with the laughter of generations past, and sunlight pours through windows framed in history. This ultra-charming Old-World Victorian, gracefully positioned on a large corner lot, invites you into a world where style and class from another time meet the comfort and convenience of today. From the moment you step inside, the details speak for themselves. A stately fireplace, flanked by decorative pillars and crowned with a classic mirror, is dressed in slim, ceramic-baked tiles that tell their own quiet story. Historic operable transom windows and preserved original fixtures infuse the home with authenticity and elegance. The heart of the home is a thoughtfully remodeled kitchen—where granite counters rest upon modern soft-closing cabinets, accented with floated shelving and gleaming newer appliances. Fresh LVP flooring completes this chef-inspired space, making it as practical as it is beautiful. Upstairs, the remodeled bathroom charms with a perfectly petite clawfoot tub, a delightful nod to the home’s vintage soul. Four spacious bedrooms and two baths flow effortlessly within a floor plan that feels bright and welcoming, thanks to volume-height ceilings and an abundance of natural light. Modern updates ensure ease of living with newer AC, HVAC, and a hot water heater, while the original wide plank pine floors carry their rich patina throughout the main and upper levels. Outside, the .11-acre lot is graced with mature trees, a private rear patio, and alley access—offering a peaceful retreat in the heart of town. Here, the romance of historic architecture and the luxuries of modern living are not just neighbors—they are perfectly woven together, creating a home that feels both timeless and entirely ready for the life you want to live today.
Source: PPMLS #3149549
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.