7326 Guilford Pine Ln Apollo Beach, FL 33572
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About this home
Buyers - get more sqft for your money! $10,000 credit to buyer for updated flooring or closing costs! (- $25,000 price improvement 10/24.) New roof 2025! This 4 bed, 3 bath home with a 3 car garage has a highly desirable end of cul-de-sac location offering privacy and room to grow! The LARGE back yard mostly backs to open green space for additional privacy! The 3 car garage not only gives you extra garage space, but also means you'll enjoy a much larger driveway! Inside, you'll enjoy the high ceilings, open floorplan, and a versatile loft space. With over 2800 sqft, this home is a GREAT for families needing more space and/or for first time buyers! This home is in a USDA approved location, giving you a great $0 down payment option with lower fees than FHA! The community features many amenities including pools, gym, tennis, basketball, playground and more. There are multiple school and daycare options nearby, without having to cross any major roads! The newest YMCA in the Tampa area and St Joseph's hospital are just minutes away. The community also has events including food truck nights, Easter egg hunts, Christmas at the clock tower and more! Just minutes to a very new Publix, waterfront dining (Circles, Finns, etc.), The Apollo Beach Nature Preserve, The Manatee viewing center, and more! Schedule a showing ASAP so you don't miss the chance to make this YOUR new home!
Source: STELLAR #TB8409208
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.