7327 Willow Pines Pl Fountain, CO 80817
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About this home
Welcome to your Fountain Oasis! Step inside to the great room featuring sprawling vaulted ceilings with cozy gas fireplace perfect to snuggle up with a blanket during cold Colorado winters. The expansive windows throughout the home bring in the natural light to brighten the home. Newly updated gourmet kitchen is built for entertaining, featuring New stainless-steel appliances, with gas oven/range, step up island breakfast bar, granite counters, updated cabinetry & tile backsplash. The expansive walk in Pantry with built in shelving, new fresh paint, flooring and baseboards completes this kitchen renovation perfectly. The dining space is conveniently located just off the kitchen & living room with walkout to the covered back patio for all your grilling and entertaining needs. Nearby, the main level laundry room offers new built-in cabinetry for easy storage. Take in the luxury vinyl plank flooring throughout the main. The primary suite on the main level includes oversized space where a sitting area could be, oversized walk in closet with custom built in shelving & en-suite bathroom. Fully remodeled ensuite primary bathroom has updated dual vanity with new faucets and quartz countertop, upgraded mirrors and lighting, separate tub and walk in shower with built in nook with mosaic inlay and custom tile surround. Take a look at this finished basement space including an oversized family room and flex space for theater, or game area. There are 2 additional bedrooms including walk in closet and another full bathroom and all brand new carpet. The Central Ac, whole house humidifier, and Radon system are great additions that are included. Too many custom features to mention them all. With countless upgrades & thoughtful details throughout, this home is truly a rare find.Come see in person today
Source: PPMLS #7223908
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.