7354 Rubens San Antonio, TX 78239
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About this home
OPEN HOUSE: SUNDAY, 10/5, 12-2PM. Welcome to 7354 Rubens, a beautifully cared-for single-story home nestled in the heart of the established Glen neighborhood in northeast San Antonio. Boasting 4 bedrooms, 2 full bathrooms, and 1,439 sq ft of thoughtfully designed living space, this home offers the perfect balance of comfort, functionality, and charm. Inside, you'll find an open and flexible floor plan featuring two large living areas-including a 15' x 16' front living room and a 21' x 9' den/ dining room-ideal for everyday living and entertaining. The upgraded kitchen showcases granite countertops, tile flooring, and ample cabinetry, conveniently connected to the dining space for seamless gatherings. The spacious primary suite includes a walk-in closet and private bath, while the three additional bedrooms provide room for family, guests, or a home office. Fresh paint, durable tile and laminate flooring, and central HVAC add to the move-in ready appeal. Situated on a 0.17-acre lot, the fully fenced backyard includes mature trees, a patio area, and a storage shed for added value. A two-car garage with laundry area and an extended driveway add everyday convenience. Located in Judson ISD and just minutes from local schools, parks, dining, and highways like I-35 and Loop 1604, this home also benefits from no HOA and sits in Flood Zone X (minimal risk). Whether you're a first-time buyer, investor, or simply looking for more space-this is the one you've been waiting for.
Source: SABOR #1889928
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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