$875,000

736 Grey Heron Pl Chuluota, FL 32766

$3,532/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Discover this stunningly remodeled 5-bedroom, 3-bathroom residence nestled on a serene 0.64-acre corner lot in the sought-after, gated community of Osprey Lakes. Enclosed by lush hedge walls on a corner lot, this home offers a circular driveway and three-car garage with exceptional privacy and peaceful conservation views on a quiet, cul-de-sac street. Step inside to a beautifully updated interior, fully renovated in 2025 with new luxury vinyl plank flooring, fresh paint, and a chef-inspired kitchen featuring custom shaker cabinetry, high-end granite countertops, a center island, wine/coffee bar, and top-of-the-line Samsung appliances. The front door is flanked by formal living and dining spaces which flow into a spacious family room that offers conservation views and sliding door access to the patio, which allows for seamless indoor/outdoor living. The first floor also includes a convenient downstairs secondary bedroom and fully remodeled full bath, perfect for guests or multi-generational living. The hickory, solid wood stairwell with wrought iron balusters leads to the second floor where you will find engineered wood flooring that runs throughout. The luxurious primary suite offers conservation views, tray ceiling, large closets, and en-suite bathroom with upgraded fixtures, his-and-hers vanities, garden tub, large shower, and water closet. Three additional secondary bedrooms can be found on the second floor of the home, two of which have spacious walk-in closets and the other a large built-in closet. The secondary bathroom has remodeled shower/tub combo with wall niche, updated fixtures, and new window and a large, double-sink vanity. A versatile bonus room is located at the end of the hall, above the garage. This room makes the perfect home gym, play room, movie room, or additional bedroom with its large storage closet. Enjoy resort-style living in your backyard oasis with a solar-heated, saltwater pool, complete with temperature control and a rock waterfall feature. Outdoor entertaining is effortless with a paver patio, gazebo, and expansive deck. The expansive side yard makes the perfect space for playing catch, a game of soccer, trampoline, or kids playset. Additional highlights include an 50 amp EV charger, smart home technology, which includes Simplisafe Wireless Alarm System, Google Nest smoke/CO2 sensors, Ecobee HVAC controls with room sensors, Netgear Arlo wireless video surveillance, and ethernet ports in every room, exterior, pool deck, and ceiling paint, barn doors in downstairs bedroom, pantry accordion doors,104 foot rear retaining wall, light fixtures, ceiling fans, and door hardware. With a newer roof (2016), updated HVAC systems (2018 upstairs & 2016 downstairs), and thoughtful upgrades throughout, this home is the perfect balance of modern comfort, privacy, and luxury.

5 bedroom
3 bathroom
3,470 sqft
0.64 acres
Single Family
Built in 2004
3 car garage
Air conditioning
Private pool

Source: STELLAR #O6345204


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 04, 2025 07:47 am
Listing agent: Jean Scott (407) 759-5320
Listing provided courtesy of: KELLER WILLIAMS ADVANTAGE REALTY (407) 977-7600
Details provided by STELLAR and may not match the public record.
MLS ID: #O6345204
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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