7369 Saint Peter Way Fairburn, GA 30213
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About this home
Welcome to your dream home at 7369 Saint Peter Way, nestled in the charming community of Fairburn! This stunning two-story home is move-in ready and offers an ideal blend of comfort and convenience, perfect for families and individuals alike. As you step inside, you'll be greeted by an inviting atmosphere filled with natural light and modern finishes. The open-concept living area seamlessly flows into the well-appointed kitchen, making it perfect for entertaining guests or enjoying family meals. The kitchen features ample cabinetry, stylish countertops, and space for a dining table, making it the heart of the home. One of the standout features of this property is the expansive fenced-in backyard, complete with a privacy fence. This outdoor oasis is perfect for children to play, pets to roam, or simply relaxing after a long day. Imagine hosting summer barbecues or creating your own garden sanctuary in this beautiful space! Located in a well-established neighborhood, this home offers the perfect blend of suburban tranquility and urban convenience. Enjoy tree-lined streets and friendly neighbors, all while being just minutes away from local parks, recreational facilities, and schools. The easy access to major highways means downtown Atlanta and Hartsfield-Jackson International Airport are just a short drive away, making this the ideal location for those who appreciate both peace and proximity. With a quick closing option available, you can start making memories in your new home without delay. Whether you're a growing family seeking space or a professional looking for a serene retreat after a busy day, this home offers everything you need. Don't miss out on this incredible opportunity to own a piece of Fairburn's charm.
Source: GAMLS #10626679
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.