738 Worth Ct Bethlehem, GA 30620
Your savings
About this home
Welcome to your next chapter of comfortable living - a beautifully maintained 4-bedroom, 2.5-bath home tucked away in the peaceful Austin Ridge community of Bethlehem, GA. Surrounded by mature trees and characterized by a friendly atmosphere, this home seamlessly blends comfort, charm, and functionality for today's lifestyle. Step inside and you'll feel right at home in the warm, inviting living room featuring rich hardwood floors and a cozy stone fireplace. The perfect spot for movie nights or lazy Sunday mornings. The kitchen is both stylish and practical, with stainless steel appliances, butcher block countertops, open shelving, and a custom copper backsplash that adds a touch of character you won't find anywhere else. The adjacent breakfast nook features a chalkboard coffee bar wall, creating the perfect gathering spot for morning routines and casual meals. Working from home? The dedicated office, featuring a custom wood accent wall and built-in shelving, provides the ideal space to stay productive while remaining connected to everyday life. Upstairs, the spacious owner's suite offers a quiet retreat with a cozy sitting area, hardwood flooring, and a spa-like bath featuring dual vanities, soaking tub, and separate shower. Downstairs, you'll find a true hidden gem, a fully finished entertainment space complete with a custom bar and billiard room that feels like your own private pub. Whether it's game night or gathering friends to watch the big game, this space was made for making memories. Step out back to enjoy your own wooded retreat. The large two-level deck provides multiple spaces to unwind - from the hammock swing to the private hot tub and firepit seating area surrounded by trees. It's the perfect blend of peace and play - ideal for barbecues, stargazing, or relaxing after a long day. You'll love being part of the Apalachee High School, known for its strong community support and high-performing schools. You're just minutes from Yargo Elementary, Harbins Park and shopping/dining nearby. The community combines a serene setting with convenient access to Highway 78, local shopping, restaurants, and schools, making it easy to balance work, life, and play.
Source: FMLS #7672875
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.