7400 Frankfort St Navarre, FL 32566
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About this home
Step into this 2-bedroom, 2-bath pool home in Holley by the Sea, where space and amenities meet. Set on a large lot, the property offers a fenced backyard and screened-in pool area, giving you a private outdoor retreat that’s easy to maintain and enjoy. The pool enclosure helps keep the area clean and functional, making it a standout feature for year-round use. The lot also offers a wide driveway and garage, providing both parking and storage options. Inside, the home has a practical layout designed for comfort. The living spaces connect easily, allowing for an open flow while still keeping defined areas for everyday use. Natural light brightens the rooms, while neutral finishes allow flexibility in style and design. The kitchen is centrally located for convenience and includes ample cabinet space. Two well-sized bedrooms and two full bathrooms provide versatility, whether for household members, guests, or a home office setup. Closets and storage areas throughout the home add everyday functionality. What makes this property especially appealing is its location within Holley by the Sea, one of Navarre’s most sought-after communities. Ownership here includes access to an impressive recreation center with multiple pools, a full fitness facility, tennis courts, and playgrounds. Outdoor enthusiasts will appreciate the waterfront amenities along Santa Rosa Sound, offering opportunities for boating, kayaking, and enjoying the coastal setting. Navarre’s local conveniences are close by, with shopping, dining, and services within easy reach. Navarre Beach, known for its white sand and emerald waters, is just a short drive away. The combination of a private pool, spacious lot, functional floor plan, and access to one of the area’s most comprehensive amenity packages makes this home a strong option in today’s market. If you’re looking for a home that balances private features with community perks, this Holley by the Sea property is ready to deliver.
Source: PENSACOLA #672417
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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