7404 Verna Bethany Rd Myakka City, FL 34251
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About this home
City-Close, Country-Quiet! NO HOA, CDD or required flood insurance. Experience the perfect blend of privacy, space, and resort-style living on 4.68 acres just minutes from Lakewood Ranch and I-75. At the heart of this exceptional property lies a breathtaking, custom designed GAS HEATED resort-style pool added in 2023, complete with a functioning lazy river, a 12-person spa, an island, a waterslide, and an expansive patio area. Your own private escape, crafted for both relaxation and entertainment. This beautifully designed retreat features a custom-built home offering 2,998 sq ft of thoughtfully planned living space, including an open floor plan, a formal dining area, 3 bedrooms, 2.5 baths, and a versatile flex room ideal for a home office or fourth bedroom. Inside, enjoy 9’4” ceilings with tray accents, elegant crown molding, granite countertops, and custom wood cabinetry throughout. The chef’s kitchen is equipped with stainless steel appliances, a gas range, a spacious island, a cozy breakfast nook, and a generous walk-in pantry. The primary suite offers a true spa-like experience, featuring two separate walk-in closets, dual vanities, a walk-in shower, a garden tub, and private access to the pool area. Secondary bedrooms are located on the opposite side of the home, ensuring privacy with convenient access to a full bath. Designed with both comfort and durability in mind, the home includes hurricane shutters, a tankless water heater, energy-efficient LED lighting, an inside laundry room with washer and gas dryer hookups, septic and well (no water bills to worry about). With ample room for animals, gardening, or outdoor recreation, this property offers a rare combination of luxurious living and wide-open freedom. Enjoy the convenience of nearby schools, shopping, dining, hospitals and more. Commuting is effortless with easy access to SR-64, SR-70, I-75, Lakewood Ranch, Bradenton, Sarasota, Sarasota International Airport, and Florida’s world-famous Gulf beaches. This is more than just a home… it’s a lifestyle. Call today to schedule your private tour!
Source: STELLAR #TB8440191
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.