7405 Shenandoah Ave Annandale, VA 22003
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About this home
Welcome to this beautifully updated 6-bedroom, 3.5-bath, 2.5-level rambler nestled on a secluded 0.85-acre lot in sought-after Brook Hills Estates, an enclave of custom homes on large lots. This custom home offers the rare option of "one-level living." The huge main level (with no steps) features four spacious bedrooms and 2.5 bathrooms, a large family room with a cozy fireplace, a formal living room with its own fireplace, and a separate dining room. The expansive kitchen—completely renovated in 2022—includes a sunny eat-in area and offers both style and functionality. The upper level offers two additional bedrooms, a renovated full bath, as well as a generous closet and storage space. The lower level includes laundry, utility, and storage areas. Outside, enjoy a quiet street, a large circular driveway, a side-load double carport, and the Sun Room leads to a massive 50' x 20' heated in-ground pool—perfect for entertaining. The charming facade and covered front porch were added in 2022 & feature a metal roof, an arbor, and sitting areas, adding to the home's curb appeal. Recent updates include: *Kitchen renovation (2022) *All bathrooms renovated (2020) *New roof (2024). Conveniently located just inside the Beltway off Braddock Road, with easy access to I-495, I-395, and I-95. Only minutes from Tysons Corner, Fairfax Hospital, and the two new INOVA facilities. Please see photos, floor plans & survey/plat in photos and document sections!
Source: BRIGHT #VAFX2263868
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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