741 Eagle Dr Desoto, TX 75115
Your savings
About this home
Welcome to this charming and meticulously maintained home, ideally located in the highly desirable Bird Streets within the Northlake Woodlands subdivision. This beautifully updated 3-bedroom, 2-bath residence offers a flexible floor plan perfect for both everyday living and entertaining. From the curb, you’ll be greeted by established, well-kept landscaping that sets the tone for this inviting property. Inside, engineered wood floors flow seamlessly throughout, complemented by fresh, updated paint and elegant white oak–finished paneling and kitchen cabinets. The spacious living areas provide versatility, while the thoughtfully updated kitchen blends style and function. The oversized master suite is a private retreat, featuring a granite-topped vanity, frameless glass shower, and abundant space for relaxation. Secondary bedrooms offer plenty of natural light and flexibility for guests, an office, or hobbies. Step outside to your own backyard oasis, complete with an open oversized patio, a soothing custom water feature, and a board-on-board cedar fence that ensures privacy. It’s the perfect spot for outdoor entertaining or quiet evenings at home. Recent updates include a brand-new roof and gutters, giving you peace of mind for years to come. Every detail of this home has been carefully maintained, making it truly move-in ready. Enjoy the unbeatable location—close to top-rated schools, parks, shopping, dining, and major highways—while still nestled in a sought-after, established neighborhood. This is a rare opportunity to own a turnkey home in one of the area’s most desirable communities.
Source: NTREIS #21033932
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.