7410 Tom Watson Ct San Antonio, TX 78244
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About this home
Assumable loan at 4.625. Discover your dream home at 7410 Tom Watson Court, nestled in a serene cul-de-sac within a secure, military-friendly gated community in San Antonio, Texas. This stunning 3-bedroom, 2-bathroom residence boasts brick on all four sides, offering timeless elegance and durability. Recently refreshed with fresh paint, updated plumbing, and a solid foundation, this home is move-in ready and built to last. Step inside to find a spacious and modern interior featuring beautiful laminate flooring throughout. The heart of the home is the gourmet kitchen, complete with sleek granite countertops, perfect for preparing meals or entertaining guests. Adjacent to the main living area, a versatile flex space awaits-ideal for a cozy sitting room, home office, exercise room, or whatever suits your lifestyle. The expansive backyard is a true highlight, featuring an above-ground pool for endless summer fun and relaxation. Whether hosting barbecues or enjoying quiet evenings, this outdoor oasis is perfect for creating lasting memories. Conveniently located near Randolph Air Force Base, Fort Sam Houston, and Brooke Army Medical Center (BAMC), this home is ideal for military families. Plus, with abundant shopping and dining options nearby, you'll have everything you need within reach. Don't miss this opportunity to own a beautifully updated home in a prime location. Schedule your showing today and experience the perfect blend of comfort, style, and convenience at 7410 Tom Watson Court!
Source: SABOR #1869335
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.