7416 Jessamine Dr Lakeland, FL 33810
Your savings
About this home
Step inside and you’ll immediately notice what makes this home easy to live in day-to-day: high ceilings, an open layout, and sliding glass doors that lead straight out to the saltwater pool. The combined living and dining area is set apart by a half-wall—defined but not closed off— so your space feels connected whether you’re sitting down for dinner or lounging in the living room. Kraftmaid cabinets, granite counters, stainless appliances, bar seating, and a pantry pair style with everyday function. The primary suite gives you the bonus of a walk-in closet and a bath designed for unwinding, with dual sinks, a soaking tub, and a separate shower. Two bedrooms and a full bath sit on the other side of the home, giving everyone their own space. The laundry room with garage access keeps the chores out of sight, and the garage itself has extras you’ll appreciate—an insulated garage door plus its own mini-split H/V-A/C with remote access installed (12/2021). Out back, the screened 14 x 28 saltwater pool is made for Florida living, with recent upgrades to the system and a resealed deck in 2025 that make it ready for year-round use. Also in the back yard is a shed with power. Major systems are already taken care of: Roof (2017), HVAC (2014), Water Heater (2018), Water Softner (2018), Insulated Garage Door (2021), Pool Pump (09/2023), Saltwater Cell & Board (07/2024) Pool Screen (11/2024), Porcelain Tile (2021) and Double-Pane Windows installed in recent years. And, required door and window exit alarms leading to the pool. Conveniently located near Publix, restaurants, and local parks, this home offers both comfort and peace of mind in a sought-after Lakeland setting.
Source: STELLAR #L4956154
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.