7418 Bellows Falls Ln Hudson, FL 34667
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About this home
Improved price! Welcome to Beacon Woods where this home is located in Hitching Post Village. This lovely, immaculate, well maintained home is ready for you to make it your own. As you walk in you'll first notice the 13ft high ceiling in the main living area. Also a space for a formal dining area if you choose. It's a spacious 2 bedroom, 2 bathroom, home with a bonus room that has a closet and could be a 3rd bedroom or use it as an office. The kitchen has stone counter tops and stainless steel appliances with a pass through to the dinette/breakfast nook/back room area. Or take your breakfast and coffee out to the 12'x22' outdoor patio and enjoy the morning in the fresh air. Plenty of room for your fur babies to run around also. Across from the kitchen is another living/tv room. Make it a theater room where the back wall is your screen. Windows are hurricane impact and HVAC, ROOF, and WATER HEATER have all been updated. Laundry hookups in the 2 car garage. Sliding screen doors span the width of the garage door for fresh air while working in your garage without annoying bugs. Garage door is also hurricane impact. 2 car driveway. Beacon Woods has plenty to do. Lovely scenery for bike riding, walking or taking you golf cart out. The Civic Association has tennis, bocce ball, basketball, pickle ball, pool, fitness center, activity rooms, ballroom with stage, library of books and movies, spa, cafe, painting. And you can join the Beacon woods Golf Club if golfing is your hobby. Centrally located near restaurants, shopping, hiking. 1.5 miles to the Werner-Boyce Salt Spring Park Trail Head and only 3 miles to Hudson Beach.
Source: STELLAR #TB8407497
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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