7418 Warner Dr Jacksonville, FL 32244
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About this home
WELCOME HOME!! This thoughtful + tasteful renovation will leave you with a peace of mind and enjoyment for the whole family! Huge Lot with a partial fenced yard, and a shed out back. NO HOA! Enter the home from the foyer to the oversized family room! There is a secondary living space off of the main living room- perfect for an additional lounge setup/ those who work from home/ a play space for the kids, or however your family sees fit! Enter the backyard through the brand new slider off of this room. A wonderful size dining room offset from the family room for those who love to gather and host. Enjoy your fully renovated kitchen with stunning slate gray tile, quartz counter top, brand new appliances, deep sink, tile backsplash. Mud room off of kitchen with laundry + access to out back. Three great size bedrooms, fully renovated bathrooms with new flooring, tile, vanities, toilets, and fixtures. Luxury vinyl flooring throughout! Complete REWIRE (2024), FULL REPIPE + REPLUMB (2025), Upgraded Electrical Panel (2025). Complete repaint in entire home and fresh exterior paint. All fixtures are brand new. Crawl space has also been encapsulated. Just minutes to highways, NAS. Jax, downtown, and more!
Source: REALMLS #2102749
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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