744 Simone Ct Haines City, FL 33844
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About this home
LOCATION, LOCATION, LOCATION …DO NOT Wait, this 6 Bed room Home with an upgraded $90,000 Solar package (paid off) in the ESTATES AT LAKE HAMMOCK will not last long! The Heathcliff is a Six bedroom, two and one half bath home that is ideal for large families. The designer kitchen features an abundance of counter and cabinet space that is sure to appeal to your inner chef. It looks out to the open space of the café and family room. The bedrooms are large and on the second floor while the master suite is over 20 feet wide and on the first floor along with a large office/den. This home comes fully equipped with Everything Included features like stainless steel appliances, quartz countertops throughout and oversized tile flooring in the wet areas. This Ecosmart home has 2 Solar systems to offset the electric bills. Builder installed system is on a small assumable lease. The Upgraded Solar system was installed by the owners for a future pool, pool heater, outside kitchen, etc. This home is ready for all future upgrades without negatively effecting the power bills. NEW 80 gallon Hybrid Heat Pump H20 Heater W/ Leak Detection and Auto Shut-Off. Home comes fully connected with features like a Honeywell thermostat, Schlage lock, Ring doorbell, and pest guard control system. Home also features a water purification system. Don't Miss out on this Innovative home found close to the Heart of Haines City! The Estates of Lake Hammock is a gorgeous waterfront community complete with community dock, walking trail and dog park. There is easy access to I-4, Walt Disney World, Universal Studios, Legoland, Bok Tower Gardens, Posner Park Shopping Mall, Hospitals and much more, it’s easy to see why this area is growing fast! For families seeking a like large newer home situated in a rural setting while still close to Tampa and Orlando, the “Estates at Lake Hammock” is for you. HOME WON'T LAST LONG AT THIS OFFERING!!*** Property also For Rent MLS#O6351020 *** PROPERTY SOLD AS-IS.
Source: STELLAR #O6292710
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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