7445 Talbot Colony Atlanta, GA 30328
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About this home
Lovely, updated home in the heart of Sandy Springs! The location can't be beat. Situated within a quiet, quaint community with no HOA, close to Perimeter Center, 285, 400, shopping, dining and entertainment, this thoughfully designed home offers both convenience and privacy. The landscaped yard and level drive welcome you and the two story foyer invites you in. The light-filled living space continues into the great room, with it's soaring, vaulted ceiling and oversized windows. The great room blends effortlessly into the large dining room, through arched entryways and past a built in wine nook. From the dining room, the updated, well appointed kitchen awaits. The kitchen offers an abundance of work space, with plentiful cabinetry and stone countertops, stainless appliances, tile backsplash, a large island with seating and a breakfast area . The main level also provides a bedroom and full bath, for family, visiting guests or perhaps a home office. Make your way upstairs to the large master suite, ciomplete with tray ceiling and ensuite bath that includes a separate shower and whirlpool tub, double vanity and walk-in closet. A roomy, additional guest room also comes with its own full bath. Out back, enjoy morning coffee on the newly stained deck or patio. Rest assured that your new home is well maintained with a new roof (30 year warranty!) and gutters w/gutter guards, new water heater, new 50 year Hardiplank siding, new interior and exterior paint, new garage door w/wifi capability, new LVP flooring and an energy efficient HVAC. This home has so much to offer in an ideal neighborhood and location. The state owns the land to the left and behind the home with no development allowed, so your privacy is well protected! Don't miss the opportunity to see this beauty today!
Source: FMLS #7672174
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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