746 Lafayette Park Dr Little River, SC 29566
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About this home
COASTAL LIVING at its best! Owners hate to leave this comfy yet spacious, well maintained home in sought-after community minutes to Cherry Grove Beach, the Point, and Little River Boating activities and the Intracoastal Waterway. Built by BEAZER Homes, this gently-lived in, energy star house has a desirable open floor plan, 3 very spacious bedrooms, a large great room, formal dining area, genuine hardwood floors throughout the living space, kitchen and halls, TONS of closet and storage space- including TWO pantries, a HUGE screened porch with sunfiltering screens and a fenced in yard with partial waterview. The tasteful and well- appointed, eat-in kitchen has granite counters, stainless steel appliances, modern cabinetry, large pantry, island sink, access to the mud area with hideaway bench storage and open to the generous great room. SO much to say about this home- other upgrades include: NEW blinds, NEW ceiling fans and lighting throughout, NEW disposal, cathedral and tray ceilings, french doors to master bath, soaking tub, walk in closets in master and 2nd bedroom, jack n jill bath, a conveniently located 1/2 bath and large laundry room with additional pantry, plus 2 car garage with pulldown. Recently painted and tastefully decorated, this home is a COASTAL DREAM! The community has an amenities center with pool, tennis, pickle ball, social activities/parties, seasonal events, clubs and classes for a LOW HOA fee. There's a walking/bike/cart path to pool at the end of Brandywine Dr. Also a quick drive to Calabash, NC!! Quick closing possible. Inaugural OPEN HOUSE Aug 30, 11-2. Come see for yourself what wonderful coastal living looks like!!
Source: MYRTLEBEACH #2520911
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.