7469 La Quinta Pl Lone Tree, CO 80124
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About this home
Nestled on a quiet cul-de-sac, this home is steps from the neighborhood park and walking distance to the elementary school—an ideal location with a true community feel. Whether you’re enjoying the private yard, walking or biking to nearby trails, this property offers the perfect opportunity to bring your own style to customize this home for your family. It offers 4 bedrooms and 2.5 baths, with a main floor private office. The floor plan is open yet functional, providing both comfortable family living and large deck for indoor/outdoor entertaining. The kitchen features new stainless steel appliances including refrigerator, induction cooktop and dishwasher. The backyard offers mountain views and a large deck, all on a desirable corner lot. A 3-car garage provides ample storage and parking. Upstairs, the primary suite includes a brand new 5-piece bathroom with XL Bain Ultra tub. Three additional bedrooms, and a full bath with dual vanities finish the upstairs. The unfinished basement provides more options for additional living space, rough in plumbing for a bathroom. Recent improvements give you peace of mind where it matters most: new windows upstairs (2023), gutter guards (2023), furnace, A/C and heat pump (2024), leased solar panels (2023), updated master bathroom (2023) add both efficiency and comfort for years to come.
Source: RECO #5955390
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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