7476 Eastern Circle Dr Brooksville, FL 34613
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About this home
Lovely, bright and airy is this 2 Bedroom, 2 Bathroom home located at High Point, an active 55+ Retirement Community where all lots are privately and individually owned and fees kept consistently low. The beautiful Gulf of Mexico is less than fifteen minutes away from your doorstep as well as shops, restaurants, hospitals, the beach and more. Whether you're considering retiring or snow birding, this home is ready for a new owner to make it their own. With no rear neighbors, come sit back and relax on your porch while barbequing in the fully fenced in spacious yard; dogs are welcome so there's plenty of room to run around in or head on over to the private community dog park. $45 a month HOA fee includes an array of amenities such as: an 18 Hole Golf Course complete with Driving Range and Practice Green, a Solar-Heated Swimming Pool with Sundeck, Tennis, Pickleball, Shuffleboard and Bocce Ball Courts, Horseshoe Pits and even Cornhole. A Community Center complete with stage, dance floor, and kitchen serves as a hub for dances, social events, banquets, concerts and other activities including ballroom and line dancing lessons, card nights, and exercise classes. Weekly at the club house, they have dime jingle, dominos and card games to name a few. Events hosted monthly feature entertainment from singers, bands and others. With their own Library, Computer Center, Dog Park, RV and Storage area; Come and take a tour to discover why folks say High Point is a great place to live. No CDD. Tampa airport and local attractions are only a 45 minute drive away.
Source: STELLAR #TB8424905
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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