748 Waterscape Ct Rock Hill, SC 29730
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About this home
COME AND GET THIS DEAL!!! Beautifully updated 3-bedroom, 2.5-bathroom townhome located in an amenity-rich community! This home features fresh paint, new carpet, and stunning hardwood flooring throughout the main living areas. The open layout offers plenty of natural light, while the spacious kitchen and dining area are perfect for everyday living or entertaining. Need an extra room? The additional room downstairs would make the perfect home office, study, sitting room or playroom. Upstairs, the primary suite provides a relaxing retreat with a private bath. Out back you can relax on your cozy deck that you can access from the family room. This unit has a 2 car driveway and storage under the deck as an added feature. Enjoy all the community has to offer with access to pools, riverside walking trails, playgrounds, Velodrome track, restaurants and more! Move-in ready and waiting for you! SELLER PAID ONE YEAR OF HOA FEES! HOA covers lawn and exterior maintenance, roof, siding, community amenities!
Source: CANOPYMLS #4297950
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.