75 Codman Dr Saint Augustine, FL 32084
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About this home
Welcome to 75 Codman Drive! This beautifully maintained home is located in the highly sought-after San Salito community. Built in 2016, this spacious 1,822 square foot residence offers 3 bedrooms and 2 bathrooms, all set on a .29 acre, fully fenced lot. The kitchen is a standout with its tall wood cabinetry, gleaming granite countertops, stainless steel appliances, pantry, and breakfast barâ€''perfect for casual dining. The dining room sits adjacent to the kitchen, ideal for entertaining. The open-concept living area flows effortlessly and extends to the covered lanai through sliding glass doors, creating a seamless indoor-outdoor living experience. The primary suite offers a relaxing retreat, featuring a tray ceiling, walk-in closet, dual vanities, and a spacious shower. The two additional bedrooms are thoughtfully separated from the primary suite and share a full guest bathroom. Step outside to the expansive backyard your own private oasis. The yard is fully fenced and there's plenty of space to add a pool. In addition to the covered back porch, there's a large 20x22 concrete patio. This provides the perfect spot to BBQ, relax, and host family and friends. Living in San Salito means more than just a beautiful homeit's a vibrant lifestyle. Enjoy no CDD fees and easy access to I-95, historic downtown St. Augustine, and Vilano Beach. The community boasts resort-style amenities including a large pool with a splash zone, modern clubhouse, fitness center, tennis and pickle ball courts, and a playground.
Source: REALMLS #2089693
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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