75 Haig Ct Georgetown, SC 29440
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About this home
An opportunity like this doesn't come on the market every day! Don’t miss your chance to call 75 Haig Court home. This striking residence is meticulously maintained, combining comfort with convenience. Certified as a SC Safe Home, it ensures a secure living environment, providing you with peace of mind. Experience the ease of single-level living with high smooth ceilings and crown molding in the main living areas. Enjoy the separate formal dining room and the convenience of three bedrooms and two-and-a-half baths all located on the main floor. The primary bedroom is a private retreat featuring tray ceilings, a luxurious ensuite with a jacuzzi tub, a walk-in shower, and dual walk-in closets. The thoughtful split bedroom floor plan includes two guest rooms sharing a Jack and Jill bathroom, perfect for family or visitors. Two bonus rooms above the garage offer endless possibilities, from a home office to a playroom, and are complemented by substantial floored attic space for storage. Adjacent to the family room is a large screened porch, providing a tranquil space to relax and enjoy natural light. Step outside to the wooden deck and take in the views of the 2nd fairway—a golfer’s delight. Situated in the esteemed Wedgefield Community, residents can opt for a golf membership and enjoy the private boat landing on the Black River. With access to five rivers and the Intracoastal Waterway, outdoor enthusiasts will find no shortage of activities. Embrace the laid-back Lowcountry lifestyle at 75 Haig Court, where every day feels like a serene getaway. Contact us to discover how this home can be your new beginning.
Source: MYRTLEBEACH #2505308
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.