750 Jett Roberts Rd Jefferson, GA 30549
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About this home
Fantastic New Listing - No HOA, Sprawling Acre+ Wooded Corner Lot! Welcome home to a lifestyle of easy living and exceptional outdoor entertaining! This beautiful ranch-style home sits on over an acre of wooded land, offering privacy, space, and charm in every direction. Enjoy your morning coffee or evening relaxation on the expansive front porch that spans the length of the home perfect for rocking chairs and quiet moments. Situated on a desirable corner lot, the fenced backyard boasts a covered patio with a grand outdoor stone fireplace, making it an entertainer's dream. Step inside to discover a thoughtfully designed chef's kitchen featuring granite countertops, abundant cabinetry, a breakfast bar, and a sunny breakfast room with a charming bay window. Hardwood floors flow throughout the oversized fireside family room, centered around a dramatic stone fireplace. The spacious master suite is your private retreat, complete with two custom closets and plenty of room to relax. Two additional large bedrooms offer generous closet space for family, guests, or home office needs. The well-designed laundry room keeps you organized with ample space to manage daily tasks. Need more room? You've got it. In addition to the 3 bedrooms, there's a large flex space with double French doors leading to the covered back patio perfect for a home office, gym, playroom, or guest space. It's a blank canvas ready for your personal touch. Don't miss the bonus room over the garage a nearly finished space with endless possibilities. Create a private studio, additional guest suite, media room, or anything your lifestyle calls for. Storage won't be a concern with a dedicated storage room on the back exterior of the home ideal for yard tools, hobbies, or seasonal items. This property is more than just a house it's a haven. With over an acre of lush surroundings, versatile living spaces, and outstanding outdoor features, you'll be ready to call this one home the moment you arrive.
Source: FMLS #7658520
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.