7503 Pyrite Dr Killeen, TX 76542
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About this home
Bring all offers! Tired of scrolling through listings that all look and sound the same? We get it. This isn't just another house; it's the kind of place that feels like home from the moment you walk through the door. Built in 2015, it's had a few years to mature, settle in, and get ready for its next adventure with you. Inside, the open floor plan is exactly what you need to live comfortably without feeling boxed in. The kitchen, with its sizable island, is an open invitation for morning coffee, casual dinners, and weekend get-togethers. The flow of the space is practical yet inviting, perfect for everything from quiet nights to hosting friends. And when you need to recharge, the primary suite is a peaceful escape from the daily grind. It's got a walk-in closet and a separate tub and shower, so you can choose your own adventure for winding down. Did I mention game/media/ or another bedroom! Step outside to your covered porch and private, fenced backyard—your personal slice of outdoor living. It's a low-maintenance setup perfect for a barbecue or simply enjoying some fresh air. The location in the White Rock Estates subdivision is just as impressive. You're minutes from some of Killeen's best spots, including the Stonetree Golf Club and the Killeen Mall. For a night out, you can explore local restaurants like Outback Steakhouse or catch a show at the Central Texas Theatre. This home is more than a place to live; it's a launchpad for a great life in a great community. Ready to see what all the fuss is about? Take a look. We're pretty sure you'll like what you see.
Source: ACTRIS #1209623
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.