7515 Pinon Dr Yucca Valley, CA 92284
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About this home
Come check out this beautifully maintained 3-bedroom, 2-bathroom home located in the highly sought-after Country Club neighborhood, just minutes from the golf course. The front and back yards are meticulously landscaped, offering multiple sitting areas where you can relax and enjoy both the sunrise and sunset. A private gazebo surrounds the hot tub, providing the perfect space to unwind after a long day. The circular driveway offers convenient access and ample parking. Inside, you’ll find a cozy atmosphere with a formal living and dining area that opens to a patio—ideal for outdoor entertaining. There’s also a tucked-away wet bar for added convenience while hosting. The family room features a charming fireplace, perfect for cool winter nights. The home includes both a MasterCool evaporative cooler and a central HVAC unit for year-round comfort. The kitchen comes fully equipped with appliances and offers plenty of cabinet space, just like the rest of the home, which features lots of cabinet and storage space throughout to meet all your organizational needs. The front bathroom features a skylight, while the spacious primary suite offers dual vanities, a walk-in shower, and his-and-hers walk-in closets. The backyard includes a fully enclosed patio with ceiling fans, providing a comfortable space to entertain or relax no matter the season. An indoor laundry area with dryer and a pocket door adds functionality, and the finished garage includes a quiet automatic door opener. Don’t miss this incredible opportunity to own a home in the desirable Country Club area, just a short drive from the green!
Source: CRMLS #JT25180917
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.