752 Americana Ct Kissimmee, FL 34758
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About this home
Short Sale. Welcome to your new sanctuary! This exquisite house boasts a range of enticing features that will make you fall in love at first sight. Here’s what makes this property stand out: The interior highlights include all-ceramic flooring throughout the house, providing a sleek, stylish, and easy-to-maintain finish. The kitchen has been freshly revamped with refurbished countertops and cabinets, offering a contemporary look and ample storage space. Every room and the patio have been fitted with new ceiling fans, ensuring a cool and comfortable living environment. Additionally, the patio area features efficient LED recessed lighting, which adds a chic ambiance and energy savings. The exterior has also received several upgrades. The new roof, installed in 2023, ensures your home is well-protected. The garage door was replaced in 2024, enhancing curb appeal and security with its stylish design. A modern and efficient AC unit, installed in 2022, guarantees ultimate comfort. The home's exterior has been given a fresh coat of paint, providing an inviting and vibrant appearance. The fully fenced yard offers privacy and security, making it perfect for everyone, pets, and entertaining. This home is a perfect blend of modern conveniences and tasteful updates, ready for you to move in and start creating wonderful memories. Don't miss out on this opportunity—schedule a viewing today and make this house your forever home! Your dream home awaits!!!
Source: STELLAR #O6273175
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.