752 Fillmore St Santa Paula, CA 93060
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About this home
Welcome to 752 Fillmore Street, Santa Paula. Owners relocating out of state to be near grandkids. They are packed and ready! Most furniture is in storage waiting for their buyer! New carpet will be installed on 10.30.2025 and professional photos will be added after carpet installation.This charming three-bedroom home features a cozy living room and fireplace, perfect for the seasonal cool weather ahead. The kitchen has been updated to meet modern needs, with a stylish informal breakfast area and fancy pantry that provides a lovely space to start your day. The pantry has a rustic barn door, adding a touch of character and convenience.Adjacent to the living room, the dining room is also next to the kitchen for entertaining, making it ideal for family dinners or gatherings with friends. Both bathrooms have been tastefully updated, offering contemporary finishes and ample space.New carpeting will be installed in the bedrooms before the open house.The home features custom etched windows and doors, dual-glazed windows, ensuring energy efficiency and a peaceful environment. Outside, the enclosed patio with retro tile floors adds a unique flair, providing a relaxing spot to enjoy the outdoors from the inside!For commuters, this home offers easy access to Hwy 126, making travel a breeze. This is a well-rounded, updated home with a mix of modern touches and timeless charm.
Source: CRMLS #V1-33116
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.