7520 Hawthorn Dr Port Richey, FL 34668
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About this home
Welcome to your beautifully renovated home in the heart of Port Richey! This 2-bedroom, 2-bath single-family home blends comfort, style, and functionality. A half-circle driveway provides ample parking in addition to the garage. Step inside to an open floor plan ideal for entertaining, featuring a bright living room with hurricane-rated, energy-efficient sliding doors leading to the fully enclosed sunroom. The dining area opens to a stylish eat-in kitchen complete with stainless steel appliances, granite countertops, and convenient garage access. The spacious primary suite offers abundant natural light, generous storage, a ceiling fan, and private sliding-door access to the sunroom. Its ensuite bath features a beautifully updated tub and shower combo with a modern vanity offering plenty of cabinet space. The secondary bedroom also includes a walk-in closet, ceiling fan, and window shade. The renovated sunroom features new Energy Star windows, updated flooring, and heating and cooling—overlooking the fenced backyard, perfect for relaxing year-round. Recent upgrades include new attic insulation (2025), new windows (2024), and a water softener connection (2024). Located just minutes from Werner-Boyce Salt Springs State Park, Gill Dawg Marina, and Downtown New Port Richey for dining, shopping, and local events. With easy access to Tarpon Springs, Weeki Wachee Springs, and Clearwater Beach, this home offers peaceful living with convenient access to nearby attractions. Seller is offering a $5,000 credit toward closing costs! Plus, buyers may be eligible to receive an additional credit of the loan amount toward closing when using the seller’s preferred lender. Don’t miss the chance to make this beautiful home yours—schedule your showing today!
Source: STELLAR #TB8441893
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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