7524 Chasewater Dr Harrisburg, NC 28075
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About this home
Nestled in one of the most desirable school districts, you will find this fabulous 4 bedroom, 2.5 bath, 3-story home. The main level of this home boasts a magnificent open foyer, formal dining room with tray ceilings, den/office, oversized additional pantry or storage and a coat closet. Not only does this home feature an open floor plan, it has a glorious family room prewired for surround sound with a cozy fireplace, but also includes an elegant kitchen equipped with a wall oven & microwave, dishwasher and refrigerator, new gas cooktop, granite countertops, island and a breakfast area. Don't miss out on entertaining family and friends on the lovely patio that this home offers. On the second, you will find 3 generous sized guest rooms and full guest bath, a spacious laundry room with cabinets, washer and dryer included and the primary bedroom that includes a relaxing en suite with seperate sinks, calming garden tub and separate shower. The third floor offers a bonus room/ bedroom perfectly situated for sleep or play and ample closet with 2 separate areas for attic storage. Come and see all that the Bridge Pointe neighborhood has to offer. Grab a refreshing beverage and relax in your tranquil fenced in backyard with an irrigation system and spacious patio. Double car garage with a tankless water heater. Enjoy the community amenities, updated sports courts less than a year old features basketball, 2 pickleball courts and a tennis court, plus a clubhouse, in-ground community pools, wading pool and playground. Hickory Ridge Middle School is directly across from Bridge Pointe and easily walkable if desired.
Source: CANOPYMLS #4302345
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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