7529 Zinnia Ln Fort Worth, TX 76140
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About this home
Welcome to this one-of-a-kind, custom-built residence located in the desirable Rosecrest Estates of Forest Hill, TX. Offering 4 spacious bedrooms, 3 full and 1 half bathrooms, and a thoughtful layout, this single-story home stands out as one of the few of its kind in the area. Step inside to discover elegant crown molding throughout, two separate living areas perfect for entertaining or relaxing, and a formal dining room. The gourmet kitchen is a chef’s dream, featuring a large island, premium finishes, complete with a butler’s pantry. The primary suite is a true retreat, featuring his and her walk-in closets and a spacious en-suite bathroom. Ample storage is found throughout the home, ensuring space for everything. Outside, enjoy the beautifully designed wrap-around covered patio, perfect for outdoor dining or quiet evenings. Additional features include a brand new roof, RV parking, an expansive driveway, paid-off solar panels for energy efficiency, and dual garages – one 2-car and one 1-car – offering flexible parking and storage options. With its unique layout, premium features, and rare single-story design, this home is truly a standout in Rosecrest Estates-schedule a tour to see this gem today!
Source: NTREIS #21080066
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.