753 Eastshore Ter Unit 127 Unit 127 Chula Vista, CA 91913
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About this home
WELCOME TO 753 EASTSHORE TERRACE #127, LOCATED IN THE HEART OF THE HIGHLY DESIRABLE EASTLAKE SHORES COMMUNITY, A PLACE WHERE EVERYDAY LIVING FEELS LIKE A RETREAT. JUST STEPS FROM YOUR FRONT DOOR, ENJOY PEACEFUL LAKE VIEWS, PADDLE BOAT RIDES, AND SCENIC WALKING TRAILS THAT WIND THROUGH THE NEIGHBORHOOD. THE COMMUNITY FEATURES RESORT-STYLE AMENITIES INCLUDING MULTIPLE SWIMMING POOLS, BBQ AREAS, SPORTS COURTS, PLAYGROUNDS, AND CLUBHOUSE CENTERS DESIGNED FOR BOTH RELAXATION AND CONNECTION. IDEALLY SITUATED NEAR TOP-RATED SCHOOLS, LOCAL RESTAURANTS, AND PREMIER SHOPPINGS EVERYTHING YOU NEED IS CLOSE AT HAND. THIS BEAUTIFULLY UPGRADED CORNER UNIT FEATURES A MODERN KITCHEN WITH QUARTZ COUNTERTOPS, A DESIGNER TILE BACKSPLASH, STAINLESS STEEL APPLIANCES, AND A BEVERAGE COOLER- PERFECT FOR ENTERTAINING OR EVERYDAY ENJOYMENT. INSIDE, YOU'LL FIND TITLE FLOORING THROUGHOUT, PLANTATION SHUTTERS, UPDATED LIGHTNING, AND IN-UNIT LAUNDRY. THE FULLY REMODELED GUEST BATHROOM ADDS A CONTEMPORARY TOUCH. WHITE OVERSIZED LIVING ROOM WINDOWS FILL THE SPACE WITH NATURAL LIGHT AND SERENE COMMUNITY VIEWS.STEP OUTSIDE TO YOUR PRIVATE PATIO- IDEAL FOR MORNING COFFEE OR EVENING UNWINDING. A DETACHED ONE CAR GARAGE AND PRIVATE STORAGE CLOSET PROVIDE ADDED SPACE AND CONVENIENCE. THOROUGHLY DESIGNED AND MOVE- IN READY. THIS HOME OFFERS THE PERFECT BALANCE OF COMFORT, STYLE, AND VIBRANT COMMUNITY LIVING IN ONE OF EASTLAKE'S MOST WELCOMING NEIGHBORHOODS.
Source: CRMLS #PTP2505916
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.