7534 Hancock St Bealeton, VA 22712
Your savings
About this home
Charming 2020 Townhome with Modern Comfort and Prime Location This charming townhome, built in 2020, offers the perfect blend of suburban tranquility and urban accessibility. Meticulously maintained, it boasts modern amenities and stylish finishes throughout. Step inside and be welcomed by an inviting atmosphere filled with abundant natural light. The spacious main level features a bright living area and a convenient half bath , setting the tone for comfort and function. On the second level, the open-concept design seamlessly connects the living room, dining area, and kitchen—creating an ideal space for entertaining family and friends. The well-appointed kitchen includes granite countertops, stainless steel appliances, a generous pantry, and ample cabinet space—everything you need to unleash your inner chef. Upstairs, the large primary suite showcases a tray ceiling, fresh paint, and beautiful natural light. The spa-like en suite bathroom features double sinks and a walk-in shower. Two additional bedrooms offer ample space for rest, work, or relaxation. Enjoy added privacy with no neighbors on one side and unobstructed views of the community common area and pavilion. For the car enthusiast, the garage is a standout feature with a brand-new epoxy floor—perfect for parking, storage, or even an additional entertaining space. This home’s location offers easy access to scenic parks, hiking and biking trails, and outdoor recreation, while still being just minutes from shopping, dining, and entertainment options. Don’t miss the opportunity to own this exceptional townhome in a highly desirable location. Schedule your private showing today and experience countryside living at its finest!
Source: BRIGHT #VAFQ2018404
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.