7536 Sandy Springs Pt Fountain, CO 80817
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About this home
Adorable, Move-In Ready Townhome in Charming Cross Creek Community! The welcoming front porch leads into an open and bright main level with raised ceilings and abundant natural light. This meticulously maintained 3-bedroom, 3-bathroom townhome blends modern updates with small-town charm. Inside, you’ll love the fresh neutral paint throughtout, brand-new carpet, and new stylish laminate vinyl flooring. Higher ceilings and windows allow for beautiful natural light which show off the uniform flooring! **The new A/C system and HVAC helps to keeps you comfortable year-round, and a reverse osmosis water filter provides delicious water and extra convenience to your kitchen. The kitchen features generous storage, countertop seating, stainless steel appliances, **new disposal, sink and faucet**! It flows to the living and dining areas which helps make entertaining a breeze~ Upstairs, the spacious primary suite with vaulted ceilings and abundant light offers a large walk-in closet and private bath with dual vanities. Two additional bedrooms and another full bath—also with double vanities—provide plenty of room for family, guests, or a home office. ***NEW A/C and HVAC**** The oversized two-car garage includes extra space for a workbench, hobbies, and storage. Cross Creek Park is conveniently located just around the corner, providing an excellent opportunity to enjoy the outdoors. Enjoy the peace of a quiet, well-kept community while staying just minutes from multiple military bases. Fountain offers a welcoming small-town feel, community events, parades, and farmers markets, plus quick access to I-25 for an easy commute to Colorado Springs or Pueblo. This is a true turnkey gem—just move in and start enjoying!
Source: PPMLS #5830149
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.