754 Huntington Dr Carol Stream, IL 60188
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About this home
RARE OPPORTUNITY: ASSUMABLE LOAN AT 2.625! HOME WARRANTY INCLUDED! Welcome to this beautifully maintained 4-bedroom, 3.1-bathroom home featuring a 3-car garage and a walkout basement, perfectly situated in a desirable neighborhood! Step inside to find brand-new tile flooring (2025) on the main level, new carpet (2025) throughout the upper level, and freshly painted walls and ceilings for a bright, cohesive look. Elegant real hardwood floors enhance the warmth of the living and dining rooms, complemented by bay windows and plantation shutters. The large family room offers direct access to a multi-level deck, ideal for entertaining or relaxing outdoors. The kitchen offers stainless steel appliances, granite countertops, and two additional pantries for ample storage. Upstairs, you'll find four generously sized bedrooms, including a luxurious primary suite with vaulted ceilings, a huge walk-in closet, and a private en-suite bathroom. The sizeable additional bedrooms feature new ceiling fan lighting, and a spacious guest bathroom complete the upper level. The walkout basement is ideal for gatherings or extended living, featuring a second kitchen (2023), full bath, new French doors (2023), and a new sliding glass door (2025) that opens to the backyard retreat. Additional highlights include a professionally seal-coated driveway (2025), newly refinished deck (2025) and a 1-year home warranty covering major systems and appliances for peace of mind. Located within walking distance to the water park, park district activities, shopping, and Glenbard North High School, this home offers the perfect blend of comfort, style, and convenience with the unbeatable advantage of a 2.625 assumable loan! Don't miss your chance to make this exceptional property your new home!
Source: MRED #12504625
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.