75629 Blackbird Dr Yulee, FL 32097
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About this home
Like-New Home in Tributary with Designer Finishes & Exceptional Community Amenities! This beautifully maintained, like-new abode offers the perfect blend of style, space, and comfort boasting gorgeous curb appeal and one of the largest backyards in the neighborhood. Step inside to discover a stunning gourmet kitchen featuring sleek quartz countertops, classic white cabinetry, brushed nickel hardware, a subway tile backsplash, gas range with large stove drawers, and so much more, ideal for any home chef. The oversized kitchen island provides plenty of prep space and is perfect for entertaining overlooking a spacious nook with tranquil backyard views. Enjoy upgraded finishes throughout, including modern fixtures, wood look tile flooring and expansive triple sliders that open to your screened lanai and massive, fully fenced backyard, ready for outdoor fun, pets, or future enhancements. At the front of the home, a private office with double doors offers a quiet retreat for remote work or study. Upstairs, you'll find three spacious bedrooms, a large loft, and ample storage, creating a comfortable and flexible living environment for families of all sizes. Located in the vibrant Tributary community, you'll enjoy resort-style amenities including a large pool, state-of-the-art fitness center, inviting clubhouse, outdoor seating area, playground, and more. Plus, you're just minutes from Jacksonville International Airport, Kings Bay Naval Base, and the stunning Amelia Island beaches. Don't miss your chance to own this gorgeous home in Tributary! Schedule your showing today, this gem won't last long!
Source: REALMLS #2106030
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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