7571 SW 64th Street Rd Ocala, FL 34474
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About this home
***PRICE DROPPED to $315,000 with $5,000 towards CLOSING COSTS! Assumable loan at 4.25 p?rcent — ask for details.*** Discover the charm and comfort of the Amber model, located in the desirable Calesa Township community. This beautifully designed 3-bedroom, 2-bathroom home offers a perfect blend of style, functionality, and modern conveniences. Step inside to an open floor plan spanning over 1,500 square feet, where natural light fills the space and highlights the home’s welcoming layout. The heart of the home is the stylish kitchen, featuring an eat-in island, gorgeous stone countertops, and a gas stove — ideal for both everyday meals and hosting friends and family. The adjoining dining area creates the perfect setting for everything from casual breakfasts to special dinners. Each of the three bedrooms offers a comfortable, private retreat, with the primary suite featuring a spacious walk-in closet and a beautifully appointed en-suite bathroom. Outside, custom landscaping frames the home’s exterior, adding curb appeal and character. Located in the heart of Calesa Township, residents enjoy access to a playground, basketball court, resort-style pool, dog park, and miles of scenic walking trails. You’ll also have access to the impressive Florida Aquatics Swimming and Training (FAST) facility and all its amenities. This home offers the perfect balance of comfort, convenience, and modern living — now at a newly reduced price and with closing cost assistance, ready for you to move in and start making memories.
Source: STELLAR #OM702124
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.