7573 Cibola Trl Yucca Valley, CA 92284
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About this home
Experience elevated living in this beautifully renovated 3-bedroom, 2-bathroom home with a bonus family room, ideally located in town and designed for modern luxury and everyday comfort. The spacious primary suite offers a private retreat with a large walk-in closet and a spa-like en-suite featuring dual vanities and a sleek walk-in shower. An open-concept layout connects the gourmet kitchen, dining, and living areas, enhanced by recessed lighting, ceiling fans, and new window blinds throughout. The kitchen is a true centerpiece, featuring a pot filler, new electric range with gas option, double ovens, premium stainless steel appliances including a dishwasher and refrigerator, and a pantry. Stylish barn doors, a custom hallway bench with coat rack and shoe storage, and tasteful upgrades add both function and flair. Central air and heat serve the main areas, while energy-efficient mini-split systems provide additional comfort in the bonus family room and third bedroom. The generously sized family room also boasts a cozy wood-burning stove, perfect for relaxing or entertaining. Step outside to enjoy a screened-in patio—ideal for indoor-outdoor living year-round—along with a low-maintenance backyard featuring lush turf and a peaceful, private ambiance. An attached two-car garage includes a utility sink and wall A/C, while a wrought iron gate and outdoor security lighting ensure safety and privacy with secure parking. Connected to the sewer and equipped with two solar systems—one owned, one leased—for energy efficiency and valuable utility credits, this home offers the perfect blend of thoughtful design, sustainability, and prime in-town location for today’s discerning buyer.
Source: CRMLS #JT25143249
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.