76 Crystal Peak Rd Florissant, CO 80816
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About this home
Nestled on 4 private acres surrounded by mountain views, towering pines, and dramatic rock formations, this 2018 ranch-style home blends modern comfort with the serenity of Colorado mountain living. Featuring 3 bedrooms and 2 bathrooms, plus a full walk-out basement, it offers both everyday comfort and room to expand. Inside, you’ll find an inviting open layout with a warm living room anchored by a stone fireplace, a well-appointed kitchen with gas range, and a spacious dining area. The primary suite serves as a private retreat, highlighted by a beautifully finished bathroom designed to feel both functional and relaxing. A newly built 1,500 sq ft equipment storage building (2024) provides abundant space for vehicles, tools, RVs, and hobbies, complementing the home’s thoughtful design. This property is also outfitted with a comprehensive water treatment and utility system: sediment filter, sulfur filter, water softener with salt tank, 50-gallon water pressure tank, 50-gallon propane water heater, 1,000-gallon septic tank, and a deep 750’ well powered by a 1.5 hp pump. A reverse osmosis system in the kitchen ensures pristine drinking water. Together, these upgrades deliver reliable quality and long-term peace of mind. Outdoor living shines with a playhouse, a cozy fire pit area, and plenty of usable land to enjoy the fresh mountain air. Located in Woodland Park School District Re-2, this property offers rural tranquility while keeping you close to Woodland Park, Divide, and Colorado Springs. This home combines modern efficiency, acreage living, and a complete set of utility and storage features — ready for its next owner.
Source: PPMLS #3195031
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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