760 Mccart Rd Lawrenceville, GA 30045
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About this home
Spacious Split-Level Living with Private Wooded Views! This bright and open split-level home sits on a sweeping front yard and offers plenty of space inside and out. Step inside to discover durable, luxury vinyl plank flooring throughout the main level, combining style with easy maintenance. The bright and inviting living room features abundant natural light and a cozy fireplace, perfect for relaxing evenings. The open-concept kitchen is a true standout, showcasing granite countertops, a stylish tile backsplash, stainless steel appliances, on-trend white cabinetry, and a breakfast bar-all with serene backyard views from the adjacent breakfast room. A formal dining room with elegant chair railing and crown molding is ideal for hosting gatherings. Retreat to the spacious primary suite, complete with LVP flooring, a tray ceiling, and a luxurious en-suite bath featuring dual vanities, a soaking tub, and a separate glass-enclosed shower. 2 spacious secondary bedrooms and a full hall bath provide comfort and flexibility. Need more room to spread out? The fully finished lower level boasts two generously sized bedrooms and an additional full bath-perfect for guests, a home office, or multi-generational living. Outside, enjoy the upper deck with plenty of space for grilling and entertaining while overlooking the private, wooded backyard. The ground level offers even more green space to relax or play. Added bonus: gutter guards throughout for low-maintenance living. Book your tour today!
Source: GAMLS #10558362
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.