7607 Sky Loop Garden Ridge, TX 78266
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About this home
Welcome to 7607 Sky Loop, a 4,164 SF custom home in the gated Seven Hills Ranch community of Garden Ridge. Built in 2007 and surrounded by heritage oaks, this property sits on 1.39 acres backing to a protected Bat Conservation Area, offering privacy, nature, and space in a sought-after Hill Country setting. Inside, the open layout combines elegance and function with 4 bedrooms, 3 full baths, a dedicated office, and formal dining. The living room features a stone fireplace, tall ceilings, and wide windows framing views of mature trees and sunsets. The chef's kitchen includes premium appliances, gas cooktop, double ovens, a large center island, and a butler's pantry flowing seamlessly into the dining area-ideal for entertaining or everyday comfort. The primary suite offers outdoor access, a spa-style bath with soaking tub and walk-in shower, and dual closets. A guest en suite with private bath adds flexibility, while two additional bedrooms share a well-appointed hall bath. The home office features built-in cabinetry and abundant natural light. Step outside to a covered patio overlooking a sparkling pool and spa with sweeping Hill Country and sunset views. The property's level topography and mature oaks create both openness and seclusion. The oversized 4-car garage accommodates vehicles, a boat, or an RV, with extra driveway parking for guests. Energy efficiencies include spray-foam insulation, radiant barrier, and double-pane windows. Accessibility features include wide halls and a first-floor suite. Located near Paul Davis Park (0.6 mi), Garden Ridge Elementary (0.3 mi), and within 10 mi of The Forum and I-35.
Source: SABOR #1906525
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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